Car Accident Reporting Requirements by State (2026)

By Mustafa Bilgic · Updated 2026-09-28

After a car crash there can be two separate duties: notify the police right away, and send a written crash report to a state agency. 40 of the 51 jurisdictions on this page have a rule for telling the police, and 26 require drivers to file a written report in at least some crashes, usually within days. This page lists both duties for all 50 states and the District of Columbia as of September 28, 2026, taken from each state's vehicle code, and the checker below tells you what your state requires for your crash.

Do I Have to Report This Crash?

Estimate the total damage to all vehicles and property. A repair estimate or the insurer's appraisal is the best guide.

Disclaimer: This page is educational information, not legal advice. It summarizes each state's reporting statute as of September 28, 2026. Local rules, your insurance policy and other laws may add duties; the state motor vehicle agency or the police can confirm what applies to your crash.

Car Accident Reporting Requirements by State: 2026 Table

The two duties a driver has after a crash in each state, as of September 28, 2026: when to notify the police right away, and when to send a written report to a state agency and by what deadline.

StateTell the police whenDriver's written reportDeadlineSend it to
AlabamaInjury or deathOnly if the at-fault party was uninsured: injury, death or $500 or more in damage (SR-31)30 daysALEA Safety Responsibility Unit (SR-31)
AlaskaInjury, death or $2,000 or more in total damageSame triggers, unless an officer investigated10 daysDepartment of Administration (DMV) and local police
ArizonaInjury or deathNone; the officer reports (a city may require one)--
ArkansasInjury, death or over $1,000 in damageInjury, death or over $1,000 damage to one person's property, regardless of fault30 daysDFA Office of Driver Services (SR-1)
CaliforniaInjury or death (written report to the CHP or city police within 24 hours)Injury, death or over $1,000 damage to one person's property; police reports do not count10 daysDMV (form SR 1)
ColoradoAny crash with injury, death or property damageNone; repealed (supplemental report only on request)--
ConnecticutOnly if you cannot give your information to the people involved or an officerNone; repealed (the officer reports)--
DelawareInjury, death, $2,000 or more in damage on a highway, or an impaired driverNone; the police report (the state may ask for a supplement)--
District of ColumbiaAnother person injured (stay until police arrive)None; repealed in 1982--
FloridaInjury, death or $500 or more in damage ($2,000 from October 1, 2026)Property damage crash with no police report10 daysFlorida Department of Highway Safety and Motor Vehicles
GeorgiaInjury, death or over $500 in damageNone found for drivers--
HawaiiInjury, death or $3,000 or more in total damageNone; the officer reports--
IdahoInjury, death or over $1,500 damage to one person's propertyNone; the officer reports--
IllinoisNo officer present and injury, death or over $1,500 in damage ($500 if a car was uninsured)None; repealed in 2021--
IndianaAny crash, as soon as possible (driver's manual)None found for drivers--
IowaInjury or deathInjury, death or $1,500 or more in total damage, unless police investigated72 hoursIowa Department of Transportation
KansasNo officer at the scene and injury, death or $1,000 or more in damageOnly if the Division of Vehicles asks--
KentuckyNo separate rule foundDamage over $500, if no officer investigated10 daysKentucky State Police
LouisianaInjury, death or over $500 in damage (72 hours in evacuation or emergency areas)None; the police report--
MaineInjury, death or $2,000 or more in damage (public way)None; the officer reports--
MarylandOnly if no officer is present and no one can take your informationInjury or death, unless police reported15 daysMotor Vehicle Administration
MassachusettsNo separate rule foundInjury, death or over $1,000 damage to one vehicle or other property5 daysRegistry of Motor Vehicles and local police
MichiganInjury, death or $1,000 or more in total damageNone; the police report (UD-10)--
MinnesotaInjury or death of another personNone; repealed in 2021 (the officer reports)--
MississippiInjury, death or over $500 in damageNone found for drivers--
MissouriNo general call-the-police statute found (see the leaving-the-scene rule)Only if a driver was uninsured: injury, death or over $500 damage to one person's property30 daysDirector of Revenue (Form 1140)
MontanaInjury, death or $1,000 or more in damageInjury, death or over $1,000 damage to a person's property, unless an officer investigated and reported10 daysDepartment of Justice
NebraskaUnattended vehicle or property onlyInjury, death or $2,000 or more to one person's property ($1,500 before July 18, 2026), if police did not investigate10 daysDepartment of Transportation
NevadaAny crash (driver handbook)Injury or $750 or more in damage, if police did not investigate (SR-1)10 daysNevada DMV
New HampshireOnly if the people involved cannot receive your informationInjury, death or over $1,000 in damage, unless a police officer investigated15 daysDivision of Motor Vehicles
New JerseyInjury, death or any vehicle or property damageInjury or over $500 in damage, if no police report is filed10 daysMotor Vehicle Commission
New MexicoInjury, death or $500 or more in damageInjury, death or $500 or more in total damage5 daysDepartment of Transportation
New YorkAnother person injured (identify yourself to a police officer)Injury, death or over $1,000 damage to one person's property10 daysDMV Commissioner
North CarolinaInjury, death or $1,000 or more in total damageNone; repealed in 1995--
North DakotaInjury, death or $4,000 or more in damageNone; the officer reports--
OhioOnly if an injured person cannot take your informationNone (optional uninsured-driver report within 6 months)--
OklahomaInjury or deathInjury, death or over $300 in damage, if not settled within 6 monthsAfter 6 months without a settlementDepartment of Public Safety
OregonNo separate rule foundInjury, death or over $2,500 in damage; needed even if the police report72 hoursOregon DMV
PennsylvaniaInjury, death or a vehicle towedInjury, death or a towed vehicle, if the police did not investigate (AA-600)5 daysPennDOT
Rhode IslandInjury, death or damage to any vehicleInjury, death or over $1,000 damage to one person's property21 daysDivision of Motor Vehicles
South CarolinaInjury or deathInjury, death or $1,000 or more in total damage, if no officer investigated15 daysSouth Carolina DMV
South DakotaInjury, death, or $1,000 to one person's property ($2,000 in total)None; the officer reports--
TennesseeInjury, death or over $50 in damageInjury, death or over $400 damage to one person's property20 daysDepartment of Safety and Homeland Security
TexasInjury, death or vehicles that cannot be moved (driver handbook)None; repealed in 2017 (officers report)--
UtahInjury, death or $2,500 or more in damageOnly if the Department asks (due 10 days after the request)--
VermontNo separate duty (give your information to any officer at the scene)Injury, death or $3,000 or more in total damage (VC-004)72 hoursDMV Driver Control
VirginiaInjury or deathOptional (you may file one with the DMV)--
WashingtonOnly if no officer is present and no one can receive your informationInjury, death or $1,000 or more damage to one person's property, unless an officer reports4 daysLocal police, county sheriff or State Patrol
West VirginiaInjury, death or $1,000 or more in total damageNone; the officer reports--
WisconsinInjury, death or $1,000 or more damage to one person's propertySame crashes, unless law enforcement reports10 daysDepartment of Transportation
WyomingInjury, death or a vehicle that cannot be driven safelyNone; the officer reports--

How Long Do You Have to Report a Car Accident?

Two clocks can run after a crash. Where a state requires you to tell the police, the rule usually says to do it immediately or by the quickest means of communication; California instead requires a written report to the CHP or city police within 24 hours when someone is hurt or killed. A written report to a state agency is due within:

In 25 jurisdictions we found no routine written report required from drivers; in most of them the investigating officer files the report: Arizona, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, North Carolina, North Dakota, Ohio, South Dakota, Texas, Utah, Virginia, West Virginia and Wyoming.

Damage Thresholds by State

Most written-report rules are triggered by any injury or death, or by property damage above a dollar amount. Some states count the total damage in the crash and others the damage to any one person's property. The amounts that trigger a driver's written report:

Pennsylvania uses no dollar amount: its report is triggered by an injury, a death or a vehicle that had to be towed. Florida's driver report covers property damage crashes that do not need a police report, with no dollar amount.

When a Police Report Takes the Place of Yours

In 14 jurisdictions the driver's written report is not needed when a police officer investigated or filed a report: Alaska, Florida, Iowa, Kentucky, Maryland, Montana, Nebraska, Nevada, New Hampshire, New Jersey, Pennsylvania, South Carolina, Washington and Wisconsin. That is why the checker asks whether an officer came.

The rules we found for the other states with a driver report give no such exception: Arkansas, California, Massachusetts, New Mexico, New York, Oregon, Rhode Island, Tennessee and Vermont. California's DMV says reports filed by the police, the CHP or an insurance company do not satisfy the SR 1 filing requirement, and Oregon's DMV says you still need to file even if law enforcement files a report.

Reporting and Your Injury Claim

Calling the police and filing a state report are legal duties, and they are separate from telling your own insurance company about the crash, which is governed by your policy. Keep the police report number and a copy of any report you file; you may need them for an insurance claim.

If pain or other symptoms show up days later, see delayed injury symptoms after a car accident. The deadline to file an injury lawsuit is a separate and much longer clock, covered in the personal injury statute of limitations by state. Before you talk with the other driver's insurer, read whether to give a recorded statement, and use the car accident settlement calculator to estimate what the claim is worth.

Worked Examples

How This Table Was Built

For each state and the District of Columbia we read the reporting sections of the vehicle code and recorded the exact words that set each duty. Where the code could not be read from our server, we used the state motor vehicle agency, the state police or the official driver manual, or an archived copy of the same official page. Every figure in the table appears in that wording; the sources are listed below.

The table shows the rules as of September 28, 2026, including Florida's change on October 1, 2026 and Nebraska's on July 18, 2026 (the checker uses the rule in force on the crash date). Next scheduled review: January 1, 2027.

Frequently Asked Questions

How long do you have to report a car accident?

It depends on the state and on the kind of report. Where a state requires you to tell the police, it is due right away; statutes say "immediately" or "by the quickest means." A written report to a state agency, where required, is due in 72 hours in Iowa, Oregon and Vermont, 4 days in Washington, 5 days in Massachusetts, New Mexico and Pennsylvania, 10 days in states such as California, New York and Wisconsin, 20 days in Tennessee, 21 days in Rhode Island and 30 days in Arkansas.

Do I have to report a minor car accident with no injuries?

Only if the damage reaches your state's amount or another trigger applies. A driver report is required, for example, in Iowa at $1,500 or more in total damage and in California when damage to any one person's property is more than $1,000. Some states have no driver report at all. Enter your numbers in the checker above.

If the police came to the scene, do I still have to file a report?

In 14 jurisdictions the driver's written report is not needed when an officer investigated or reported the crash. In others you still file: California's DMV says police, CHP or insurance company reports do not satisfy the SR 1 requirement, and Oregon's DMV says to file even if law enforcement files a report.

What is an SR-1 form?

It is the name several states use for the driver's crash report. In California, each driver must file form SR 1 with the DMV within 10 days when anyone is hurt or killed or damage to any one person's property is more than $1,000. Arkansas and Nevada also use the name SR-1.

Is reporting to the DMV the same as telling my insurance company?

No. The police call and the state report are duties under state law, while notice to your insurer is set by your policy. California's DMV, for example, says the SR 1 must be made in addition to any report filed with an insurance company.

Which states do not require drivers to file a written crash report?

We found no routine driver report in 25 jurisdictions, including Arizona, Connecticut, Illinois, Minnesota, North Carolina and Texas, several of which repealed it; the investigating officer files the report instead. You may still have to call the police.