Free Connecticut workers comp calculator. Estimate TTD at 75% of AWW under CGS 31-307, annual COLA adjustments, voluntary agreements, and WCC approval process.
This site is operated by Mustafa Bilgic, an individual based in Adiyaman, Turkiye. The operator is NOT a licensed attorney, NOT a law firm, and does NOT provide legal advice. This page is informational legal research compiled from public statutes, agency guidance, and legal-education sources. Always verify current law with the official state publisher and consult a licensed attorney in Connecticut.
Address: Malazgirt No: 225, 02000 Adiyaman, Turkiye
Email: [email protected]
Connecticut workers compensation operates under CGS sections 31-275 through 31-355a and is administered by the Workers Compensation Commission (WCC). Connecticut pays one of the highest TTD rates in the country at 75 percent of pre-injury average weekly wage. The state also applies an annual cost-of-living adjustment (COLA) to benefits that last two years or more, which is unusual among workers comp systems.
| Rule | Connecticut (CT) |
|---|---|
| TTD rate | 75% of AWW (among the highest in the U.S.) |
| Maximum weekly cap | 100% of SAWW (adjusted October 1 each year) |
| Waiting period | 3-day waiting period; retroactive if disability exceeds 7 days |
| Notice to employer | Within 1 year of injury (accidental); 3 years (occupational disease) |
| Filing deadline | 1 year from injury for accidental injuries; 3 years for occupational disease |
| System type | Exclusive administrative (WCC) |
| Doctor choice | Initial treatment from employer panel; may change to own doctor with WCC approval |
| PPD / impairment | 75% of the difference between pre-injury and post-injury earning capacity; scheduled losses by body part under CGS 31-308(b) |
| Settlement approval | Voluntary agreements require WCC commissioner approval |
| Unique rule | Annual COLA adjustment on benefits lasting 2+ years; heart disease presumption for certain occupations |
| Governing statute | CGS sections 31-275 through 31-355a |
| Administering agency | Workers' Compensation Commission (WCC) |
Check the Connecticut Workers Compensation Commission (wcc.state.ct.us) for the current SAWW and maximum rate.
If you are injured at work in Connecticut, your employer must file a First Report of Injury within 72 hours. Benefits should begin promptly; if the insurer denies or delays, you can file a claim with the WCC. Connecticut uses informal hearings to resolve most disputes, and a commissioner can order benefits at an informal hearing.
Enter your average weekly wage to estimate your Connecticut workers comp TTD benefit and PPD value. This calculator applies the 75% of AWW (among the highest in the U.S.) formula from CGS sections 31-275 through 31-355a.
Based on CGS sections 31-275 through 31-355a
Connecticut is one of the few states that applies a cost-of-living adjustment (COLA) to workers compensation benefits. Under CGS section 31-307(e), if you receive total or partial disability benefits for more than two years, your weekly benefit amount is adjusted annually based on changes in the state average weekly wage.
This means a Connecticut worker who was injured in 2020 and is still receiving benefits in 2026 has had their weekly rate adjusted upward each year. In states without COLA provisions, the weekly rate stays frozen at the level set when the injury occurred, which means inflation erodes the real value of the benefit over time.
The practical effect is significant for severe injuries. A worker with a permanent total disability who will receive benefits for decades sees a meaningful difference between a COLA-adjusted benefit and a frozen one. This also affects settlement negotiations: when evaluating a lump-sum buyout, the COLA must be factored into the present value of future weekly benefits.
Connecticut also has an unusual provision covering heart disease in certain occupations. Firefighters, police officers, and certain municipal employees benefit from a statutory presumption that heart disease is work-related if it develops during employment. This shifts the burden to the employer to prove the condition is not work-related.
Connecticut calculates permanent partial disability benefits at 75 percent of the difference between your pre-injury earning capacity and your post-injury earning capacity. For scheduled injuries (specific body parts listed in CGS section 31-308(b)), compensation is paid for a fixed number of weeks regardless of actual wage loss.
The scheduled loss table assigns weeks of benefits to each body part. For unscheduled injuries affecting the back, neck, head, or internal organs, compensation is based on loss of earning capacity measured over time. The high 75 percent replacement rate combined with COLA adjustments makes Connecticut PPD benefits among the most valuable in the northeastern United States.
Connecticut settlements typically take the form of voluntary agreements or stipulations. A voluntary agreement is a written document where both sides agree to the terms of compensation (weekly rate, type of disability, medical treatment). It must be approved by a WCC commissioner and, once approved, has the force of a court order.
Full and final settlements that close out all future rights, including medical benefits, require careful evaluation because Connecticut's COLA provision means the present value of future benefits can be higher than in non-COLA states. Workers should understand the long-term value they are giving up when accepting a lump sum.
If you receive total or partial disability benefits for more than two years, Connecticut adjusts your weekly rate annually based on changes in the state average weekly wage under CGS section 31-307(e). This protects the real value of your benefits against inflation.
You have 1 year from the date of an accidental injury to notify your employer. For occupational diseases, the notice period is 3 years from the date you first experienced symptoms or should have known the condition was work-related.
Initially, you may be directed to a physician from the employer or insurer panel. However, you can request to change to your own doctor with approval from the Workers Compensation Commission. The new physician should participate in the state managed care program.
Your TTD rate is 75 percent of your pre-injury average weekly wage, up to a maximum equal to 100 percent of the state average weekly wage. The SAWW is updated each October 1. This rate is one of the highest workers comp replacement rates in the United States.
A voluntary agreement is a written settlement document where both sides agree on the terms of compensation. It must be submitted to and approved by a WCC commissioner. Once approved, it has the same legal effect as a court order.
Connecticut has a statutory presumption that heart disease in firefighters, police officers, and certain municipal employees is work-related. For other workers, a heart attack may be compensable if it can be shown that work conditions caused or contributed to the event.
No. SettlementCalculator.xyz is operated by Mustafa Bilgic, a non-attorney individual operator. This page is educational research only. Consult a licensed attorney in Connecticut for advice about your specific situation.
You can file a claim with the Workers Compensation Commission. Most disputes are resolved through informal hearings before a commissioner. If the informal process does not resolve the matter, a formal hearing can be requested.