Estimate your workers' compensation settlement based on impairment rating, average weekly wage, weeks of disability benefits, and state-specific WC guidelines.
Based on impairment rating and state WC formulas
Workers' compensation is a no-fault system meaning you can receive benefits regardless of who caused the workplace accident. However, you typically cannot sue your employer for additional damages. Settlements represent a lump sum payment in exchange for closing your workers' comp claim.
Impairment ratings are assigned by physicians using the AMA Guides to the Evaluation of Permanent Impairment. A higher impairment rating directly increases settlement value. Ratings range from 0% (no impairment) to 100% (total body impairment). Even a 1-2% difference can mean thousands of dollars in additional compensation.
Workers' comp settlements often include a provision for future medical care. Before accepting a lump sum, ensure it adequately covers anticipated future treatment costs. The OSHA website provides workplace safety resources and workers' rights information.
15+ years practicing personal injury law. Former insurance defense attorney turned plaintiff's advocate. Member of the American Association for Justice. Robert ensures that all our calculators meet the highest standard of legal accuracy.