Free New Hampshire workers comp calculator. Estimate TTD at 60% of AWW under RSA 281-A, managed care network rules, 3-year filing window, and DOL settlement process.
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New Hampshire workers compensation operates under RSA 281-A and is administered by the Department of Labor. The TTD rate is 60 percent of your pre-injury average weekly wage, which is the lowest replacement rate among the ten states covered in this guide. However, New Hampshire compensates with one of the most generous notice periods in the country: you have 2 years to notify your employer and 3 years to file a formal claim.
| Rule | New Hampshire (NH) |
|---|---|
| TTD rate | 60% of AWW |
| Maximum weekly cap | 100% of SAWW |
| Waiting period | 3-day waiting period; retroactive if disability exceeds 14 days |
| Notice to employer | 2 years from date of injury (one of the longest notice windows in the U.S.) |
| Filing deadline | 3 years from date of injury |
| System type | Exclusive administrative (DOL) |
| Doctor choice | From managed care network if insurer has one; otherwise employee may choose |
| PPD / impairment | Scheduled losses by body part; permanent impairment rated under RSA 281-A:32 |
| Settlement approval | DOL approval required for lump-sum settlements |
| Unique rule | 60% TTD rate (lowest among these 10 states); 2-year notice period (longest notice window); managed care network requirement |
| Governing statute | RSA 281-A (Workers Compensation Law) |
| Administering agency | Department of Labor (DOL) |
Check the New Hampshire Department of Labor (nh.gov/labor) for the current SAWW and maximum weekly rate.
New Hampshire's managed care network requirement means that if the insurer maintains an approved managed care plan, you must choose your treating physician from within that network. This is different from states like Massachusetts or Delaware where the employee has unrestricted doctor choice.
Enter your average weekly wage to estimate your New Hampshire workers comp TTD benefit and PPD value. This calculator applies the 60% of AWW formula from RSA 281-A (Workers Compensation Law).
Based on RSA 281-A (Workers Compensation Law)
New Hampshire's 60 percent TTD rate is notably lower than Connecticut (75 percent), Maine (80 percent of after-tax), or Rhode Island (75 percent of spendable wages). For a worker earning $1,000 per week, the New Hampshire TTD benefit is $600, compared to $750 in Connecticut or approximately $667 in Maryland. Over a 26-week disability, that difference amounts to $3,900 to $1,742 less in total benefits.
The managed care network requirement under RSA 281-A adds a layer of complexity. If the insurer has an approved managed care plan, the injured worker must choose from physicians within that network. The quality and availability of network physicians varies by region, and workers in rural areas of New Hampshire may find fewer specialists in the network. If no managed care plan exists, the worker may choose their own physician.
New Hampshire's 2-year notice period is unusually generous. Most states require notice within 30 to 90 days. The 2-year window gives workers who may not immediately recognize that an injury is work-related — for example, repetitive stress injuries or occupational diseases — significantly more time to file. The 3-year claim filing deadline adds an additional year beyond the notice period.
However, the generous notice period should not encourage delay. Prompt notice strengthens the claim by preserving evidence and allowing timely medical documentation. Late notice, even within the 2-year window, may make it harder to prove the injury is work-related.
New Hampshire evaluates permanent partial disability under RSA 281-A:32. Scheduled injuries receive a fixed number of weeks of compensation based on the body part affected. Unscheduled injuries are assessed based on permanent impairment percentage and its effect on earning capacity.
The 60 percent replacement rate applies to PPD weekly payments as well, making New Hampshire PPD awards lower in dollar terms than states with higher replacement rates, even when the impairment rating and number of benefit weeks are similar.
Lump-sum settlements in New Hampshire require approval by the Department of Labor. The DOL reviews the terms to ensure the settlement is fair and protects the worker's interests. New Hampshire permits both full and final settlements and structured settlements that preserve certain rights.
The 18-month petition-for-hearing deadline after a claim denial means that workers who receive a denial must act within this period or lose the right to a formal hearing. This deadline is separate from the 3-year claim filing window.
RSA 281-A sets the TTD rate at 60 percent of average weekly wage. This is lower than most neighboring states in the Northeast but is paired with a generous notice period and claim filing window. The rate is set by statute and applies uniformly to all covered workers.
You have 2 years from the date of injury to notify your employer, which is one of the longest notice periods in the United States. However, notifying your employer as soon as possible strengthens your claim and preserves evidence.
If the insurer maintains an approved managed care plan, you must choose your treating physician from within that network. If no managed care plan exists, you may select your own doctor. You can request a change of physician through the DOL if needed.
You have 3 years from the date of injury to file a formal claim with the Department of Labor. This is separate from the 2-year employer notice requirement. If your claim is denied, you have 18 months to petition for a hearing.
Permanent partial disability is calculated under RSA 281-A:32. Scheduled injuries receive a fixed number of weeks of compensation. Unscheduled injuries are assessed based on impairment percentage and earning capacity. The 60 percent replacement rate applies to weekly PPD payments.
Yes. New Hampshire provides vocational rehabilitation services to workers who cannot return to their pre-injury occupation. These services may include job retraining, education, and job placement assistance.
No. SettlementCalculator.xyz is operated by Mustafa Bilgic, a non-attorney individual operator. This page is educational research only. Consult a licensed attorney in New Hampshire for advice about your specific claim.
If your claim is denied, you can attempt to resolve the dispute directly with the insurance company or request a hearing through the Department of Labor. You have 18 months from the denial to petition for a formal hearing.