Introduction

SettlementCalculator ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at settlementcalculator.com (the "Site").

Information We Collect

Calculator Data

All data you enter into our calculators (medical bills, wages, injury information, etc.) is processed entirely in your web browser using JavaScript. This data is never transmitted to our servers, stored in any database, or accessible to us in any way. Your calculator inputs remain private to your device.

Automatically Collected Information

When you visit our Site, we may automatically collect certain information including:

  • IP address (anonymized)
  • Browser type and version
  • Operating system
  • Referring website
  • Pages visited and time spent
  • Device type (mobile, desktop, tablet)

This information is collected via standard web analytics tools (Google Analytics) and is used solely to improve our website's performance and user experience.

Contact Information

If you contact us through our contact form or email, we collect the information you provide (name, email address, message content). This information is used solely to respond to your inquiry and is not shared with third parties.

How We Use Your Information

We use collected information to:

  • Operate, maintain, and improve our website
  • Analyze website usage patterns to enhance user experience
  • Respond to your questions and requests
  • Display relevant advertising through Google AdSense
  • Comply with legal obligations

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to analyze traffic and deliver advertisements. Types of cookies we use:

  • Essential cookies: Required for basic site functionality
  • Analytics cookies: Help us understand how visitors interact with our site (Google Analytics)
  • Advertising cookies: Used by Google AdSense to deliver relevant advertisements

You can control cookies through your browser settings. Note that disabling cookies may affect site functionality.

Third-Party Advertising

We use Google AdSense to display advertisements on our Site. Google and its partners may use cookies and web beacons to serve ads based on your visit to our Site and other websites. You can opt out of personalized advertising at Google Ads Settings or visit aboutads.info for more options.

Data Sharing

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties. We may share anonymized, aggregated data with analytics providers and advertising partners as described above.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your information. However, no method of transmission over the Internet is 100% secure.

Children's Privacy

Our Site is not directed to individuals under 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will take steps to delete it.

Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you
  • Request correction or deletion of your data
  • Opt out of data collection and advertising
  • Lodge a complaint with a supervisory authority

For California residents, see also our CCPA disclosure below.

California Consumer Privacy Act (CCPA)

California residents have the right to: (1) know what personal data we collect, (2) request deletion of personal data, (3) opt out of the sale of personal data (we do not sell your data), and (4) non-discrimination for exercising CCPA rights. To exercise these rights, contact us at [email protected].

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "last updated" date. Your continued use of the Site constitutes acceptance of any changes.

Contact Us

If you have questions about this Privacy Policy, please contact us at: [email protected] or visit our Contact page.