Free Vermont workers comp calculator. Estimate TTD at 2/3 of AWW under 21 VSA 601-710, critical 6-month claim deadline, mental-mental injury coverage, DOL rules.
This site is operated by Mustafa Bilgic, an individual based in Adiyaman, Turkiye. The operator is NOT a licensed attorney, NOT a law firm, and does NOT provide legal advice. This page is informational legal research compiled from public statutes, agency guidance, and legal-education sources. Always verify current law with the official state publisher and consult a licensed attorney in Vermont.
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Vermont workers compensation operates under Title 21 of the Vermont Statutes Annotated, sections 601 through 710, and is administered by the Department of Labor. The TTD rate is two-thirds of your pre-injury average weekly wage. Vermont has two features that set it apart dramatically: a 6-month filing deadline — the shortest among these ten states — and coverage for purely mental injuries caused by mental stress without any physical trauma.
| Rule | Vermont (VT) |
|---|---|
| TTD rate | 2/3 of AWW (66.67%) |
| Maximum weekly cap | 100% of SAWW |
| Waiting period | 3-day waiting period; retroactive if disability exceeds 10 days |
| Notice to employer | Immediately (as soon as practicable) |
| Filing deadline | 6 months from date of injury (one of the shortest in the U.S.) |
| System type | Exclusive administrative (DOL) |
| Doctor choice | Employee may choose own physician after initial treatment |
| PPD / impairment | Scheduled losses by body part; unscheduled injuries assessed based on permanent impairment and earning capacity under 21 VSA |
| Settlement approval | DOL commissioner approval required for settlement agreements |
| Unique rule | 6-month filing deadline (shortest among these 10 states); covers mental-mental injuries (mental injury from purely mental causes without physical trauma) |
| Governing statute | 21 VSA sections 601-710 |
| Administering agency | Department of Labor (DOL) |
Check the Vermont Department of Labor (labor.vermont.gov) for the current SAWW and maximum rate.
The 6-month filing deadline makes Vermont unique. Most states allow 1 to 4 years to file. If you miss the 6-month window in Vermont, your claim is barred regardless of the severity of your injury. This means injured workers must act quickly and should contact an attorney or the DOL promptly after a workplace injury.
Enter your average weekly wage to estimate your Vermont workers comp TTD benefit and PPD value. This calculator applies the 2/3 of AWW (66.67%) formula from 21 VSA sections 601-710.
Based on 21 VSA sections 601-710
Vermont's 6-month statute of limitations for filing a workers comp claim is the shortest among the ten states in this guide and among the shortest in the entire country. Compare this to Massachusetts (4 years), Maryland (up to 7 years), or New Hampshire (3 years). A worker who waits 7 months to file a claim in Vermont has lost their right to compensation entirely.
The practical implication is that Vermont workers must recognize and report workplace injuries immediately. The statute also requires notice to the employer "as soon as practicable," which means delay in reporting can create both a notice defense and a filing-deadline problem simultaneously. Workers with gradual-onset conditions (repetitive strain, occupational disease, hearing loss) face the additional challenge of determining when the 6-month clock starts.
Vermont's coverage of mental-mental injuries is the other distinguishing feature. Many states require a physical injury as a prerequisite for mental-health claims (physical-mental). Vermont covers purely mental injuries that result from workplace stress even without any physical trauma, though the proof standard is higher. The worker must show that the mental injury resulted from work conditions that were extraordinary and unusual compared to the pressures of normal employment.
This combination — the strictest filing deadline paired with one of the broadest injury-coverage definitions — creates a system where speed of action is critical but the range of compensable injuries is wider than in many other states.
Vermont evaluates permanent partial disability using scheduled losses for specific body parts and earning-capacity assessments for unscheduled injuries. The two-thirds replacement rate applies to PPD weekly payments.
Vermont's mediation program can help resolve PPD rating disputes without a formal hearing. The Department of Labor provides mediation services as an alternative to adversarial proceedings, which can be faster and less costly for both parties.
Settlement agreements in Vermont require approval by the DOL commissioner. The commissioner reviews the terms to ensure they are fair and adequate. Vermont permits both full-and-final settlements and agreements that preserve specific rights such as future medical care.
Given the 6-month filing deadline, settlement timing is less likely to be an issue for the filing period itself, but workers should be aware that reopening a closed claim may have its own time limitations. Medical evidence should be gathered promptly, and any settlement discussion should begin only after the full extent of the injury is understood.
Vermont's statute (21 VSA) sets a 6-month limitations period for filing workers comp claims. This is one of the shortest deadlines in the United States. If you miss this window, your right to compensation is barred regardless of the severity of your injury.
Yes. Vermont covers mental-mental injuries, meaning a purely psychological condition caused by workplace stress can be compensable even without any physical injury. However, the worker must prove that the conditions were extraordinary and unusual compared to normal employment pressures.
Vermont requires notice as soon as practicable. Unlike states that give 30 to 90 days, Vermont expects immediate reporting. Delay weakens the claim and can create both a notice defense and a filing-deadline problem.
If your disability extends beyond 10 days, benefits are paid retroactively for the initial 3-day waiting period. If disability is 10 days or less, the waiting period is not compensated.
Yes. After initial treatment begins, you may choose your own treating physician. The insurer pays for reasonable and necessary medical treatment related to the work injury.
The Department of Labor offers mediation as an alternative to formal hearings for disputed claims. A mediator helps both parties reach a voluntary agreement. Mediation can be faster and less adversarial than a formal hearing process.
No. SettlementCalculator.xyz is operated by Mustafa Bilgic, a non-attorney individual operator. This page is educational research only. Consult a licensed attorney in Vermont for advice about your specific claim.
Domestic and agricultural workers are generally exempt from mandatory workers compensation coverage in Vermont. If you fall into one of these categories, check with the DOL or a licensed attorney to understand your coverage status.