Calculate your combined VA disability rating and estimated monthly compensation using the official VA combined ratings table and 2026 COLA-adjusted payment amounts.
Uses official VA "whole person" combined rating formula
The VA uses a "whole person" method — not simple addition. If you have a 50% rating and a 30% rating, your combined rating is NOT 80%. Instead, the VA considers how much of your "remaining whole" body is affected by each subsequent disability.
Starting with 100% of a whole person: First disability of 50% leaves 50% remaining. Second disability of 30% affects 30% of the remaining 50% = 15%. Combined: 50% + 15% = 65%, rounded to 70%.
This formula ensures combined ratings never exceed 100%. For complete details, see 38 CFR Part 4 - Schedule for Rating Disabilities.
| Rating | Monthly (2026) | Annual |
|---|---|---|
| 10% | $175 | $2,100 |
| 30% | $542 | $6,504 |
| 50% | $1,119 | $13,428 |
| 70% | $1,773 | $21,276 |
| 100% | $3,821 | $45,852 |
15+ years practicing personal injury law. Former insurance defense attorney turned plaintiff's advocate. Member of the American Association for Justice. Robert ensures that all our calculators meet the highest standard of legal accuracy.