Wyoming requires injury notice within 72 hours and runs a monopolistic workers comp state fund. Use the 2026 WY calculator to estimate TTD, PPD benefits, and understand the 3-day waiting period rules.
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| Category | Wyoming (WY) Rule |
|---|---|
| System type | Monopolistic state fund. Wyoming Workers' Safety & Compensation Division is the sole provider. No private workers comp insurance. |
| TTD benefit rate | 66.67% of pre-injury average weekly wage, capped at a maximum set annually by the Division. |
| Waiting period | 3 days. If disability exceeds 8 days, the first 3 days are paid retroactively. |
| Notice to employer | 72 hours from injury (one of the shortest deadlines in the United States). |
| Report to Division | 10 days from injury to file report with the Workers' Compensation Division. |
| Doctor choice | Employee has the right to choose their own physician. |
| Mental injury limit | Mental injuries are covered only when caused by a compensable physical injury, and coverage typically terminates within 6 months after MMI. |
Wyoming workers comp imposes one of the shortest employer notification deadlines in the United States: workers must notify their employer of a workplace injury within 72 hours. This three-day window is significantly shorter than most states (Texas allows 30 days, Utah allows 180 days). Missing the 72-hour deadline can jeopardize the claim, even if the injury is legitimate and well-documented.
After notifying the employer, the worker has 10 days to file a report with the Workers' Compensation Division. The two-step reporting process (72 hours to employer, then 10 days to the Division) means that Wyoming workers need to act immediately after a workplace injury. The 1-year deadline to file a formal claim begins from the date of injury.
Wyoming is one of four states that operate a monopolistic workers comp state fund. The Workers' Safety & Compensation Division, under the Department of Workforce Services, is the sole source of workers comp coverage. Private insurance companies cannot sell workers comp policies in Wyoming. All employer premiums go into the state fund, and all claims are processed by Division staff.
This monopolistic structure means that workers negotiate with state employees rather than private insurance adjusters. The Division sets premium rates, manages the fund's investments, and administers benefits. Self-insurance is not available in Wyoming, unlike Washington state where large employers can self-insure.
Wyoming pays TTD at 66.67 percent (two-thirds) of the pre-injury average weekly wage, subject to an annual maximum cap. The waiting period is 3 days: no benefits are paid for the first 3 days of disability. However, if the total disability exceeds 8 days, the 3-day waiting period is paid retroactively.
This 8-day retroactive threshold is shorter than many states (Texas requires 14 days; Oklahoma requires 21 days). The practical effect is that workers with injuries lasting more than about one week will receive full compensation from day one of their disability.
Wyoming restricts workers comp coverage for mental injuries. Psychological injuries are covered only when they result from a compensable physical injury. A purely mental injury from workplace stress, harassment, or witnessing a traumatic event (without physical injury to the worker) generally does not qualify for workers comp benefits in Wyoming.
Even when a mental injury is connected to a physical injury, Wyoming typically limits mental health benefits to 6 months after Maximum Medical Improvement (MMI) for the physical condition. This is one of the more restrictive mental health provisions in U.S. workers comp law. Workers with ongoing psychological conditions should discuss alternative legal options with a licensed attorney.
Settlements in Wyoming require approval from the Workers' Compensation Division. The worker and the Division (or employer in some cases) can negotiate a lump-sum settlement to resolve the claim. Workers should understand that accepting a settlement may close their future medical rights for the specific injury, which is particularly important for injuries that may require long-term or recurring treatment.
Disputes over claims or benefits can be resolved through hearings before a hearing examiner. Workers have 15 days from a denial to request a hearing. At the hearing, both sides can present testimony and documentation. Hearing examiner decisions can be appealed through the judicial system.
Wyoming law gives the injured worker the right to choose their own physician. This is a notable advantage compared to states like Oklahoma, where the employer controls provider selection, or North Dakota, where only WSI-authorized providers are covered. Workers should keep detailed records of all medical treatment and maintain communication with the Division about their treatment plan.
Temporary Total Disability (TTD): 66.67% of pre-injury average weekly wage
Wyoming's 72-hour employer notification deadline is one of the shortest in the country. The legislature designed it to ensure prompt investigation of workplace injuries. Missing this window can jeopardize your claim. Report every injury immediately, even minor ones.
Yes. The Workers' Safety & Compensation Division is the sole provider of workers comp coverage in Wyoming. Private insurance companies cannot sell workers comp policies, and self-insurance is not available.
No benefits are paid for the first 3 days of disability. If your disability exceeds 8 days total, the 3-day waiting period is paid retroactively. This means workers with injuries lasting more than about one week receive full compensation from day one.
Generally no. Wyoming covers mental injuries only when they result from a compensable physical injury, and coverage typically ends within 6 months after MMI for the physical condition. Purely psychological injuries from stress or trauma without physical injury are not covered.
Yes. Wyoming law gives the injured worker the right to choose their own physician. This is an advantage compared to some states where the employer or insurer controls provider selection.
Request a hearing within 15 days of receiving the denial. At the hearing, you can present testimony and documentation. Hearing examiner decisions can be appealed to the courts.
You have 1 year from the date of injury. However, you must notify your employer within 72 hours and file a report with the Division within 10 days. These earlier deadlines are critical.
No. SettlementCalculator.xyz is operated by Mustafa Bilgic, a non-attorney individual operator. This page provides educational information only. Consult a licensed attorney in Wyoming for legal advice.