Free Indiana workers comp calculator. Estimate TTD at 66.67% of AWW under IC 22-3, low attorney fee caps, employer-directed medical care, and WCB settlement rules.
This site is operated by Mustafa Bilgic, an individual based in Adiyaman, Turkiye. The operator is NOT a licensed attorney, NOT a law firm, and does NOT provide legal advice. This page is informational legal research compiled from public statutes, agency guidance, and legal-education sources. Always verify current law with the official state publisher and consult a licensed attorney in Indiana.
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Indiana workers compensation operates under IC Title 22, Article 3, and is administered by the Worker's Compensation Board (WCB). The TTD rate is 66 and two-thirds percent of average weekly wage, subject to a statutory maximum. Indiana is notable for two features that distinguish it from neighboring states: the employer controls the choice of treating physician, and attorney fees are among the lowest in the nation.
| Rule | Indiana (IN) |
|---|---|
| TTD rate | 66 2/3% of AWW |
| Maximum weekly cap | Statutory maximum (adjusted July 1 each year per PL160) |
| Waiting period | 7-day waiting period; retroactive if disability exceeds 21 days |
| Notice to employer | 30 days from date of injury |
| Filing deadline | 2 years from date of injury or last payment of compensation |
| System type | Exclusive administrative (WCB) |
| Doctor choice | Employer selects physician (employee may seek independent medical exam) |
| PPD / impairment | Scheduled losses per IC 22-3-3-10 by body part; PPI (Permanent Partial Impairment) guidelines published by the WCB; degree of impairment based on AMA Guides |
| Settlement approval | WCB approval required for all settlement agreements |
| Unique rule | Among the lowest attorney fee schedules in the U.S.; employer controls medical treatment selection |
| Governing statute | Indiana Code Title 22, Article 3 |
| Administering agency | Worker's Compensation Board (WCB) |
Indiana increased rates under PL160 effective July 1, 2023. Check in.gov/wcb for current maximums.
If you are injured at work in Indiana, you must notify your employer within 30 days. The employer's insurer should begin paying TTD benefits within the statutory timeline or issue a denial. Indiana increased its benefit rates under Public Law 160, effective July 1, 2023, raising the ceiling for injured workers.
Enter your average weekly wage to estimate your Indiana workers comp TTD benefit and PPD value. This calculator applies the 66 2/3% of AWW formula from Indiana Code Title 22, Article 3.
Based on Indiana Code Title 22, Article 3
Indiana gives employers significant control over medical treatment for workplace injuries. Under IC 22-3-3-4, the employer has the right to select the treating physician. The injured worker must treat with the employer-selected doctor unless the employer agrees to a change or the WCB orders a change based on a showing of good cause.
This is a major practical difference from states like Massachusetts, Maryland, or Delaware where the employee chooses the doctor. In Indiana, the employer's choice of physician can affect both the course of treatment and the impairment rating that determines PPD benefits. Workers who disagree with the employer-selected physician's opinions can request an independent medical examination, but the process requires navigating the WCB system.
Indiana also caps attorney fees at levels that are among the lowest in the country. Under IC 22-3-4-12.1, the WCB sets a fee schedule that limits what attorneys can charge in workers comp cases. This means that while legal representation is available, the financial incentive for attorneys to take complex or lower-value cases may be reduced compared to states with higher fee allowances. Workers with smaller claims should be aware that finding representation may require contacting multiple firms.
The PL160 rate increase effective July 1, 2023 raised the maximum weekly benefit rate, improving compensation for higher-wage workers who were previously capped at lower levels. Check the current WCB rate schedule for the exact maximum.
Indiana uses both a scheduled loss table and Permanent Partial Impairment (PPI) guidelines published by the WCB. Scheduled injuries cover specific body parts (arms, hands, legs, feet, fingers, toes, eyes, ears) with a fixed number of weeks of compensation per degree of impairment.
For unscheduled injuries, the WCB relies on the PPI guidelines, which reference the AMA Guides to the Evaluation of Permanent Impairment. The degree of impairment is expressed as a percentage, and the corresponding number of weeks of benefits is determined by the WCB guidelines. Indiana's PPI guidelines were last updated in 2023 (version 3.2023).
All Indiana workers comp settlements must be approved by the WCB. The board reviews the terms to ensure the settlement is reasonable and protects the injured worker's interests. Indiana permits both full and final settlements (closing all rights) and partial settlements that preserve certain benefits like future medical care.
The low attorney fee cap means that net settlement proceeds to the worker can be higher as a percentage of the total settlement compared to states where attorney fees consume 25 to 33 percent. However, the employer-controlled medical treatment system means disputes over impairment ratings may require more worker initiative to challenge.
Generally no. Under IC 22-3-3-4, the employer has the right to select the treating physician. You can request a change of doctor through the WCB if you have good cause, and you can obtain an independent medical examination, but the initial choice belongs to the employer.
Indiana caps attorney fees in workers comp cases under IC 22-3-4-12.1. The WCB sets a fee schedule that is among the lowest in the United States. This limits what attorneys can charge but also means that net proceeds to the worker are proportionally higher.
You must notify your employer within 30 days of the date of injury. Failure to provide timely notice can jeopardize your claim. You have 2 years to file a formal claim with the WCB.
Public Law 160, effective July 1, 2023, increased the maximum weekly benefit rates for workers injured after that date. This means higher-wage workers receive more compensation than under the prior rate schedule.
No TTD benefits are paid for the first 7 days of disability. If your disability extends beyond 21 days, benefits are paid retroactively for the initial 7-day waiting period. If disability is 21 days or less, the waiting period is not compensated.
The WCB publishes Permanent Partial Impairment guidelines that determine how impairment ratings translate to weeks of compensation. The guidelines reference the AMA Guides and were last updated in 2023 (version 3.2023).
No. SettlementCalculator.xyz is operated by Mustafa Bilgic, a non-attorney individual operator. This page is educational research only. Consult a licensed attorney in Indiana for advice about your specific claim.
Indiana law provides protections against retaliation for filing a workers comp claim. However, Indiana is an at-will employment state, so the specific facts of a retaliation claim should be reviewed by a licensed attorney.