Workers Comp PPD Calculator and Body Part Schedule by State

By Mustafa Bilgic · Updated 2026-09-27

Most state workers' comp laws pay permanent partial disability (PPD) for a hurt arm, hand, finger, leg, foot, eye or ear from a schedule in the statute: a fixed number of weeks for each body part, cut to your percentage of loss and paid at a weekly rate tied to your wage. This workers' comp PPD calculator uses the schedule in the statute of 38 states and the District of Columbia, with each state's PPD rate rule and its 2026 weekly maximum where the law sets one, and shows the weeks and the estimated award.

PPD Schedule by State: Weeks per Body Part

Weeks of benefits for the total loss, or total loss of use, of each body part, as written in each state's statute. A partial loss is paid as the same share of these weeks unless your state's notes say otherwise. A dash means the statute lists no weeks for that body part.

Schedules Written in Other Units

These states list months, a percentage or dollar amounts instead of weeks, or pay a multiple of the state average weekly wage (SAWW). The calculator converts them as the statute says.

How a Scheduled PPD Award Is Calculated

Award = weeks for the body part x your percentage of loss x weekly PPD rate

Each state's statute gives a number of weeks for the total loss, or total loss of use, of a body part. Once your condition stops improving (maximum medical improvement), a doctor rates the permanent loss of use of the injured part as a percentage, and the award is that share of the weeks, paid at your weekly PPD rate. In 20 of the 33 jurisdictions with a schedule in weeks, that rate is two-thirds of your average weekly wage, up to a maximum.

The New York Workers' Compensation Board gives this example: a worker loses 25% of the use of an arm and has a $900 average weekly wage. The arm is worth 312 weeks, so the award runs 312 x 25% = 78 weeks, paid at two-thirds of $900, or $600 a week, for a total of $46,800. The Board subtracts any temporary benefits already paid.

North Carolina's Industrial Commission shows the same arithmetic for a 20% rating of the index finger: 45 weeks x 0.20 = 9 weeks of compensation at the worker's weekly rate.

PPD Weekly Rate and 2026 Maximum by State

The weekly PPD rate is usually a percentage of your average weekly wage, limited by a maximum set by date of injury: often the same maximum that applies to temporary total disability (TTD), sometimes a lower PPD cap. Figures are as of September 27, 2026.

State Rules That Change the Award

• No percentage for partial loss of a limb: Maine, Michigan, Ohio, Pennsylvania and West Virginia do not pay a share of the limb weeks for a partial loss of use: Maine and West Virginia pay the schedule for an actual loss (amputation), Michigan for a specific loss, Ohio for the loss of the member and Pennsylvania also for a permanent loss of use. Half-digit rules still apply to fingers and toes, and Ohio and West Virginia pay partial loss of sight by percentage.
• Vision counted as total loss: Loss of vision of 80% or more counts as total loss of the eye in Arkansas, District of Columbia, Hawaii, Maine, Michigan, Mississippi, New Hampshire, New York and Oklahoma; 85% or more counts as total loss of the eye in North Carolina.
• Extra weeks: Missouri adds 10% to the weeks for a total loss; Pennsylvania adds a healing period of 6 to 25 weeks; New York adds the weeks of temporary total disability beyond a set period (32 weeks for an arm or hand); New Jersey adds 30% of the award for an amputation.
• Rate set by the length of the award: Maryland and New Jersey set the weekly maximum by the number of weeks awarded, so small awards are paid at a lower weekly rate than large ones.
• Dominant side: Arizona, Connecticut, Massachusetts and New Mexico list more weeks (or a higher multiple) for the major, master or dominant arm or hand, and Wisconsin adds 25% to the weeks for the dominant hand or arm.
• Same rate for every worker: Colorado, Idaho and Ohio pay one fixed weekly rate for scheduled losses whatever the wage; Massachusetts and Oregon pay multiples of the state average weekly wage; Washington pays fixed dollar amounts that change every July 1; Rhode Island pays half the wage within $90 to $180 a week.
• Separate, lower PPD maximum: Alabama, Arkansas, Connecticut, Illinois, Iowa, Missouri, Oklahoma, Utah, West Virginia and Wisconsin cap scheduled PPD below their temporary total disability maximum; the rate table shows each cap.
• Earlier temporary benefits: Kansas subtracts the weeks of temporary disability already paid before applying the percentage; Louisiana subtracts weeks already paid as temporary total, permanent total or supplemental earnings benefits; New York subtracts temporary benefits already paid, while Alabama, Arkansas, Delaware, Missouri, North Carolina, South Dakota, Utah, West Virginia and Wisconsin pay PPD on top of temporary disability benefits.
• Lump sum: Massachusetts, New Hampshire and Rhode Island pay the scheduled amount as one lump sum.

The calculator shows your state's partial-loss rule and rate rule under the result.

States Without a Body Part Schedule

These states pay permanent partial disability from an impairment rating or a formula instead of a list of weeks per body part, so they are not in the table:

• Alaska: $273,000 x the whole-person impairment rating, paid in one lump sum (AS 23.30.190).
• California: an overall disability rating converted to weeks by rating bands, paid at two-thirds of earnings between $160 and $290 a week (Labor Code 4658).
• Florida: impairment income benefits of 2 to 6 weeks per point of a whole-body impairment rating, at 75% of the TTD rate (Fla. Stat. 440.15(3)).
• Kentucky: 66 2/3% of the wage x the whole-person impairment rating x a statutory factor, for 425 or 520 weeks (KRS 342.730).
• Minnesota: a whole-body impairment percentage times a statutory dollar amount for its bracket, with a new, higher table from October 1, 2026 (Minn. Stat. 176.101).
• Montana: the whole-person rating plus percentages for age, education, wage loss and labor category, times 400 weeks; the old schedule was repealed in 1987 (MCA 39-71-703).
• Nevada: each 1% of whole-person impairment pays 0.6% of the average monthly wage per month, for 5 years or until age 70 (NRS 616C.490).
• North Dakota: a whole-body rating converted by a statutory multiplier table; the statute lists only minimum awards for amputations and loss of an eye (N.D.C.C. 65-05-12.2).
• Tennessee: the whole-body impairment rating x 450 weeks at 66 2/3% of the wage, with multipliers if you are not back at work at your old wage (T.C.A. 50-6-207(3)).
• Texas: 3 weeks of impairment income benefits for each point of whole-body impairment, at 70% of the wage (Labor Code 408.121).
• Vermont: the whole-person rating times 405 weeks (550 for the spine) under the Department's rules, while the statute text still says 330 weeks (21 V.S.A. 648).
• Wyoming: the impairment rating x 60 months, paid at two-thirds of the statewide average monthly wage (W.S. 27-14-405).

Worked Examples

Missouri, loss of a hand at the wrist, injury on August 3, 2026, $1,200 average weekly wage. The hand is 175 weeks, plus 10% for a total loss, or 192.5 weeks. Two-thirds of the wage is $800, but Missouri's PPD maximum for injuries from July 1, 2026 is $678.18, so the award is 192.5 x $678.18 = $130,549.65.

Maryland, 20% loss of use of an arm, 2026 injury, $900 average weekly wage. 300 weeks x 20% = 60 weeks, under 75 weeks, so the rate is one-third of the wage ($300) up to $257: 60 x $257 = $15,420.

Ohio, loss of a thumb in 2026. 60 weeks at the flat 2026 rate of $1,281 = $76,860, the same figure the Bureau of Workers' Compensation lists, whatever the worker earned.

Washington, 20% loss compared with amputation of the hand, injury on August 3, 2026. 20% of $146,322.24 = $29,264.45, with no wage needed.

Frequently Asked Questions